McDonnell Property Analytics specializes in the analysis of residential mortgage transactions from the consumer protection standpoint. We possess the cutting-edge tools, advanced technologies, fact finding techniques, research capabilities, and experience required to resolve disputes between homeowners, mortgage banks, and loan servicers. Our services are:
- Predictive – We measure the suitability and sustainability of a residential mortgage loan given the financial profile of the borrower and the lender’s terms and conditions.
- Diagnostic – We identify defects in the transaction documents, find potential truth in lending violations, and uncover hidden loan terms such as hidden balloon payments and negative amortization that increase the risk of default and foreclosure.
- Forensic – We uncover telltale signs of predatory lending, bait and switch schemes, and loan structures that were designed to fail. Our methodologies are grounded in the mathematics of mortgage finance, and have been proven to stand up in court.
Our firm’s President and Founder, Marie McDonnell, has been innovating the field of consumer-centric mortgage auditing for over thirty (30) years, and is considered the nation’s foremost expert in this emerging field. In early 1987, McDonnell identified a critical knowledge gap in the real estate market that left consumers vulnerable to exploitation by rogue creditors who stood to profit more by steering consumers into high risk mortgage transactions than into safe and sound products that promoted long-term, sustainable home ownership. McDonnell understood that in a “buyer beware” culture the more sophisticated the creditor becomes, the more discerning the consumer must be, and she set about the task of balancing the playing field by developing services and solutions to empower and protect consumers.
McDonnell Property Analytics has developed, extensively tested, and reliably employed a proprietary set of auditing tools and protocols that enable us to track with precision a creditor’s loan servicing system and determine with particularity whether a problem is the result of borrower failure, lender malfeasance, or whether it is technology and policy related.
Our analysts are dedicated to following the evidence wherever that may lead. All too frequently, we find that the creditor structured and priced the transaction knowing it would fail; or manufactured a default by improperly servicing the account. In such cases, McDonnell Property Analytics has the skill set and credentials to document and report on the underlying malfeasance.
At McDonnell Property Analytics, we offer fee-based services and never have a stake in the outcome of a case. This policy allows us to be truly independent and to maintain our high standard of uncompromising integrity.
Call Today (774) 323-0892 | Or contact us below to request a complimentary initial consultation.