McDonnell Property Analytics is the only firm in the country that provides courtroom tested consumer-centric mortgage analytics covering the entire life cycle of the transaction from origination, to servicing, secondary market sales, securitization, periods of default, foreclosure, bankruptcy, and litigation. No other firm has the tools, technology, know-how and credentials developed over thirty (30) years of service in the field capable of providing you with a winning edge as McDonnell Property Analytics.
We handle initial inquiries respectfully and listen carefully to what you say, but we also guide the conversation so that we can evaluate how we can be of assistance. Often, we will recommend a course of action that you can handle on your own; other times, the situation is urgent and you need solid facts, research, and analysis to aid you in making an informed decision. Following our initial consultation, we will send you information on our services together with our policies, procedures, and instructions on how to engage our firm if you choose to move forward.
Our Case Opening Review is an entry level service during which we examine your mortgage related documents, conduct research, and analyze the transaction to identify anomalies that should be further investigated to achieve your goals and objectives. Once we have completed this process, we schedule a teleconference with you and your counsel to discuss our preliminary findings, answer your questions, and recommend next steps. Although no written report is generated, we will deliver any documents and data collected during our research session.
Our Truth In Lending Analysis is an invaluable tool designed to: 1) Check the accuracy of material disclosures; 2) Detect violations that trigger the 3-year extended right to rescind the transaction; and 3) Identify predatory lending characteristics.
Under the Consumer Financial Protection Bureau’s (CFPB) amendments to the Real Estate Settlement Procedures Act (RESPA), consumers are entitled to send written Requests for Information (RFI) and Notices of Error (NOE) to their mortgage servicing company. A servicer’s failure to respond in a timely manner or to take decisive action to correct errors may result in violations that afford consumers actual damages, statutory damages, attorney’s fees and costs. Because of the strict timing and technicalities of the CFPB Regulations, we handle the administrative process for you and keep you updated on the timeliness of the servicer’s responses as well as identify potential violations that you may wish to pursue.
Our Forensic Accounting Audit is a dynamic mathematical analysis that allows us to “follow the money” and understand how the servicer is applying your payments to principal, interest, escrow, fees, suspense, etc. This service is appropriate when you suspect that your payments have not been applied properly; when there are irregular changes to the escrow account; when you are in foreclosure or bankruptcy; and before you pay off the mortgage, or apply for a loan modification. This is an Hourly Fee Service that requires an initial retainer of $1,500.00. Please call (774) 323-0892 or contact us for an estimate.
Our Proof of Claim Analysis is specifically designed to assist consumers who have filed for bankruptcy pursuant to Chapter 13, Title 11 of the United States Code. This service begins with our Forensic Accounting Audit which allows us to analyze the entire transaction history up to the date the bankruptcy was filed. We then analyze whether the proof of claim submitted by the creditor is accurate or inflated due to the servicer’s failure to properly apply the debtor’s payments according to the terms of the note; to manage the escrow account appropriately; or because it assessed improper fees and costs. (The filing of a fraudulent proof of claim carries a statutory penalty of up to $500,000.) This is an Hourly Fee Service that requires an initial retainer of $1,500.00. Please call (774) 323-0892 or contact us for an estimate.
We offer a variety of expert services tailored to your specific needs. McDonnell Property Analytics is a recognized thought leader and innovator with over thirty (30) years’ experience in the evolution and practice of consumer-centric transactional analysis, mortgage risk assessment, forensic mortgage auditing, and mortgage fraud investigation. McDonnell Property Analytics provides consulting and litigation support services to attorneys nationwide; we also advise, train, and perform services for county registers of deeds, attorneys general, courts, and other governmental agencies. This is an Hourly Fee Service that requires a substantial retainer. Please call to discuss the availability of our expert services, and to request a fee schedule.